ProHealthCareMGA was established in 2005 in response to the growing needs of America's aging population for quality senior care facilities. At ProHealthCareMGA our mission is to help our partner agents and brokers develop the most comprehensive insurance program for their clients through our innovative products and services.

We are a full service broker. We can provide your facility with insurance coverages for property, automobile, general liability, professional liability, workers compensation, Directors' and Officers' Liability, Umbrella Liability and Excess Liability.

We specialize in delivering comprehensive and affordable coverage to the well run, well managed, quality facility. Your client's insurance program will reflect the outstanding care that their patients and residents receive from them.

As the insurance needs of this segment of the healthcare industry evolve, it will be important to offer you and your client the kinds of products and services that keep pace with the changing times. Over the last 5 years we have been working with our insurance companies to develop the coverage enhancements that will give your client a cutting edge program.

Health Care and Wellness is all we do. We are specialists in this industry. Upon your request, we will gladly accompany you when you visit your client to help on the more difficult accounts or more difficult lines of business. Consider us an extension of your own office.

Write to us today or complete our forms and send us a submission. You will find that we take your business as seriously as we do our own because your health care business is our ONLY business.

 


 

 
 

Meet the ProHealthCareMGA leadership team:

ProHealthCareMGA's home office in Somerset, New Jersey is the anchor for a dynamic network of insurance professionals, risk management services, and best-practice consultant services dedicated to the elder care industry.

The PHC leadership team consists of managing partners, and has almost 60 years of experience in insurance and consulting. They apply best practices gathered from other industries to the highly regulated, low margin healthcare industry.

Rose Mary Ciraulo is a cum laude graduate of Iona College, and spent 25 years in the insurance industry and 6 years as a consultant to insurance companies. She held various senior positions in underwriting, marketing, product development, branch administration and program management. Her career has been focused on niche marketing, pricing differentiation and quality underwriting. Rose Mary was a Vice President of the Chubb Group of Insurance Companies and a Senior Vice President and Managing Director of Crum&Forster. Most recently she was an Executive with Accenture.

Jayne Hill retired in June 2007 from Chubb & Son Inc. after 27 years as Managing Director, S.V.P. for the state of Connecticut and Western Massachusetts based out of Chubb’s New Haven Branch. Previous positions include Managing Director, S.V.P. Worldwide Excess Casualty Manager and Regional Branch Manager, Denver Branch. Jayne is a graduate of Quinnipiac University and is currently working towards her MBA. She is currently living in Connecticut with her husband and two daughters. She is on the board of Workplace Fairness out of Washington D.C. a non-profit organization geared toward helping employees and small business with regard to employment practices.

 

Founder, Rose Mary Ciraulo, on ProHealthCareMGA's target market:

"Our goal is to help you write all of your health care business. Our target facilities are "not for profits" that have between 80 and 250 beds. We are most competitive on facilities that have a greater percentage of skilled nursing beds. We can also help you write good, quality "for profit" facilities.

We encourage you to send us all of your submissions because it is likely that we will be able to help you write part of your overall program. We promise to give you answers quickly. To make it even easier to do business with us we can quote using almost any company's application."

 

   
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