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Insurance Agent

Insurance Products

ProHealthCareMGA policy products offer good value in insurance investments.


If your clients are concerned with liability claims and suits our markets provide coverages specifically designed for long term healthcare facilities. Various limits of insurance and coverage options allow you to customize a program for them.

Need "Nose" coverage?

Do you have a facility currently written on a Claims-Made form with an excellent track record that would value Occurrence coverage instead? 

ProHealthCareMGA offers a conversion (“nose”) product for Professional Liability, General Liability and Employee Benefit Liability coverage for “for-profit” and “not-for-profit” senior and rehabilitation facilities. This “nose” coverage is offered with a one time limit of insurance regardless of the claims made retroactive date. To see if your submission will qualify for conversion coverage please submit an Acord application for commercial general liability, a professional liability application, a copy of the current claims-made carrier’s policy (must be A rated), and currently valued loss runs for the current year and previous five years.


Our property form offers broad coverages. Here are the highlights:

  • Replacement Cost

  • Building Ordinance

  • Equipment Breakdown

  • Property Damage and Time Element

  • Hazardous Substance

  • Perishable Goods

  • “Bucket” Limit per Occurrence

  • Property in Transit

  • Crime

  • Newly Acquired Buildings

  • Newly Acquired Personal Property

  • Claims Expense

  • Food Contamination

  • Lock Replacement

  • Furs

  • Jewelry

...and many additional coverage features and enhancements that give your facility administrators the type of coverage and limits they need.

Security Alarm
Private Property
Modern Work Space


General Liability is available on an occurrence basis
Defense is available within the limit or outside the limit
Limits of $1,000,000/$3,000,000
Optional limits of $2,000,000/$4,000,000
Medical Payments at $5,000/$25,000 aggregate
Fire Damage Liability up to $50,000
Evacuation expense of $25,000 with optional higher limits available
Legal/Media expense reimbursement up to $25,000
Sexual Misconduct


Occurrence coverage available
Limits of $1,000,000/$3,000,000
Optional limits of $2,000,000/$4,000,000
Optional coverage for Beauticians, Barbers, Professional Pastoral Counseling and Patients’ Rights


PHC offers a creative form that combines coverage for D&O and EPLI. With Defense Outside the Limit it truly is unique. Deductibles are managed carefully based on the facility so that they are not a burden to your client. We offer excellent value.

Fiduciary liability may be included. We write all sizes of facilities and our capacity is $5,000,000. Higher limits are available. Our experts will visit your clients with you. Our services in this line of business will truly add to your competitive advantage.

Signing a Contract


PHC can provide a market for non emergency vehicles. Our automobile application will help guide you through the collection of information we need to quote.

Man Driving in Car


PHC can provide workers compensation. 

Call for more information or email

Construction Managers
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